We understand accidents happen. However, GradGuard Renters Insurance does not cover when your property is accidentally lost, broken or damaged and it is not due to a covered peril (incident). Refer to your policy for a full list of covered perils.
How are you covered? Great Question! The Renters Insurance policy includes personal property and liability coverage. The personal property coverage protects the insured's belongings worldwide from theft, burglary, and malicious damage. The liability coverage provides protection for the insured location due to fire, sprinkler discharge, etc.
You can read more about the coverage and your options available here.