Your plan offers coverage for pre-existing medical conditions when:
- a. The insured student, on the Plan purchase date, did not have any symptoms of the pre-existing medical condition and was medically able to attend school for the covered term;
- b. The insured student was covered by a similar Plan issued by the Company within the four months prior to the Plan Effective Date; or
- c. A loss is due to the death of the insured student.
If there is a chronic condition, you may want to have your child see their general practitioner and get it on their record that they were fit to attend school prior to classes beginning.