Is my cell phone covered. June 25, 2019 16:41 Updated Yes, your phone is covered in the case of an event such as theft or another covered peril. Please note that we do not cover accidental damage such as a cracked screen. Related articles Is my laptop or computer covered? How do I file a claim for renters insurance? Canceling your renters insurance policy through your online account How does my billing cycle work? What is covered under my renters insurance policy?