Is my cell phone covered. June 25, 2019 16:41 Updated Yes, your phone is covered in the case of an event such as theft or another covered peril. Please note that we do not cover accidental damage such as a cracked screen. Related articles Is my laptop or computer covered? How do I cancel my renters insurance policy? How do I get a copy of my certificate or policy documents? I need proof of coverage. Is my bike covered? Can I suspend my coverage or "freeze my account" for the summer?