Your plan offers coverage for pre-existing medical conditions when:
a. The insured student, on the plan purchase date, did not have any symptoms of the pre-existing condition and was medically able to attend school for the covered term;
b. The insured student was covered by a similar plan issued by the Company within the previous four months;
c. A loss is due to the death of the insured student.
If there is a chronic condition, you may want to have your child see their general practitioner and get it on their record that they were fit to attend school prior to classes beginning.
What is an existing medical condition?
An existing medical condition is an illness or injury that the student was seeking or receiving treatment for or had symptoms of within the 60 days prior to purchasing the Plan. Please also note that you may still be covered for losses caused by reasons other than those related to an existing medical condition. See the Certificate of Insurance/Plan for details.
(You can view a sample tuition plan by clicking here. The plan you receive does depend on the state your student will be living in, so just be sure to select the correct state to get an accurate plan.)