Can I purchase renters insurance after the school year starts? January 29, 2019 19:26 Updated GradGuard College Renters Insurance is available for purchase at any point during the school year. If you missed your school's suggested start date, please click here to enroll. Related articles Can I sign up later? When should my renters insurance policy begin? Can my start date be today? Do plans cover the entire academic year? How do I cancel my renters insurance policy? Do I have to be a student to get renters insurance?